PADLOCK RETIREMENT
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Federal Employee Experts

From Postal & VA to Service Members & D.O.D, we help all Federal Employees to get the most out of their benefits and future retirement. We know what it means to serve our country and look forward to helping do our part for you!
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Maximizing Your Benefits

We uncover opportunities that save thousands of dollars while you work and help maximize your benefits throughout retirement.
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Income Planning

Most Federal Employees don't know how to maximize their pension and Social Security, which is essential outside of relying on your other assets. 
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Investment Diversity

OPM gives a definition of your options, but it can be confusing when it comes to deciding what is best. We help you to understand and choose correctly.
Education Vault

Free Benefit Analysis Report... Seriously!

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We provide FREE no-obligation benefits planning reviews provided by one of our local federal benefits counselors. In addition to the FREE benefits planning reviews, you will also receive a Federal Employee Benefits Analysis Report. These personalized and exclusive reports will help federal employees from all branches and departments navigate through the complicated waters of understanding their benefits options before and at retirement.
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Don't just take
​
​our word for it

Read more about retirement and our published articles by visiting our blog!

Whether you are looking for more education or just looking to stay up to date on retirement or federal benefits, we have you covered!
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Padlock will help show you that retirement doesn't have to be so hard! With the right plan, you can retire with confidence and ease.
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Save Money. Spend Money.
​Give Money.

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Photos used under Creative Commons from focusonmore.com, focusonmore.com, wuestenigel
  • Home
  • fed employees
    • Fed Vault >
      • Federal Benefits
  • annuities
    • Blog
    • Annuity Vault
    • Retirement Planning
  • squad
    • Easy Retirement Solutions
  • reach out
  • Free Benefits Kit